Our trading account is a way of investing for the future with access to our full range of funds. Unlike an ISA, there’s no maximum limit to how much you can invest.
Open a trading account (also known as a General Investment Account) with †£2,000 or more, or at least £100 per month before 10 December 2015 to qualify for our 0% account charge offer until 31 July 2016. Fund manager charges will still apply. You will pay our standard account charge on all your investments if your initial payment into our trading account is below the amount indicated above.
If you’ve maxed out your annual ISA allowance but have more money you want to invest in funds, our trading account (also known as a General Investment Account) could be for you.
With our stocks and shares ISA you can invest up to £15,240 a year. With our trading account there’s no maximum limit. So, if you’ve used your annual ISA allowance but still have money you want to invest in funds, our trading account could be for you.
It doesn’t offer the tax efficiency of an ISA – income tax will apply to any income you may get from your investments and when you sell your fund you may need to pay Capital Gains tax on any profits made if over your annual Capital Gains Tax allowance.
You could also use money in your trading account to top up your stocks and shares ISA if you have allowance still to use for the current tax year, to make the most of your tax efficient allowance.
All investments carry a degree of risk so the value of your trading account can go down as well as up and you could get back less than you invest.
Before you invest please ensure you've downloaded and read these important documents.
There are two ways to open your trading account:
Have investments you’d like to transfer to our trading account? Find out how to transfer to us .
Open a trading account
We have over 1,250 funds, so to help you get started we've got 3 ways to narrow down your options. Whether you're new to investing or a more experienced investor we could have a starting point for you.
Our fund range is a comprehensive choice of over 1,250 funds from across the market covering all the major asset types such as shares, bonds and property from well-known fund groups.
I want to search for a particular fund
We have a selection of ready-made funds with different management styles designed to match a range of risk profiles, so you can choose the one that best meets your attitude to risk and investment goals.
They're carefully managed by our investment experts*, to ensure the risk level of each fund doesn't change over time.
There are thousands of funds to choose from, that's why our investment experts* have come up with their top 100 funds to help you get started. These funds have been chosen following an in-depth selection process and, in our experts' opinion, should be considered as part of an investment portfolio.
Our investment experts* have created 3 example portfolios, each made up from their top 100 funds. The top 100 funds have been chosen following an in-depth selection process and, in our experts' opinion, should be considered as part of an investment portfolio. You can use these examples as a starting point to mix and match with other funds to build a portfolio that's right for you.
*Our investment experts, Architas are part of the AXA Group. They are made up of two companies:
1. Architas Multi-Manager Limited, which is authorised and regulated by the Financial Conduct Authority. They are responsible for creating and managing the All-in-One funds.
2. Architas Advisory Services Limited, which is not authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority. They select the Quick Start and Favourite funds.
AXA Self Investor does not give advice based on personal circumstances. Using our service means you are responsible for deciding which investments are suitable for you. Personal advice is only available from a financial adviser, if you don’t have one, you can find one at unbiased.co.uk.
AXA Self Investor, PO Box 6890, Basingstoke RG24 4SL. Telephone number: 0800 1522 522. As part of our commitment to quality service and security, telephone calls may be recorded.
AXA Portfolio Services Limited trades as AXA Self Investor and is part of the AXA Group. AXA Portfolio Services Limited is authorised and regulated by the Financial Conduct Authority.
It is a company limited by shares, registered in England No. 1128611. Financial Services Register No. 144849. Registered office: 5 Old Broad Street, London, EC2N 1AD.
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