Our trading account is a way of investing for the future with access to our full range of funds. Unlike an ISA, there’s no maximum limit to how much you can invest. You can start from as little as £50 per month or with an initial lump sum of £500 or more.
If you’ve maxed out your annual ISA allowance but have more money you want to invest in funds, our trading account (also known as a General Investment Account) could be for you.
It doesn’t offer the tax advantages of an ISA - any returns you may get from your investments will need to be declared. You may be liable to pay tax on these, but these can be offset against your annual Capital Gains Tax allowance.
You could also use money in your trading account to top up your stocks and shares ISA if you have allowance still to use for the current tax year, to make the most of your tax efficient allowance.
All investments carry a degree of risk so the value of your trading account can go down as well as up and you could get back less than you originally invested.
Before you invest please ensure you've downloaded and read these important documents.
There are two ways to open your trading account:
You'll earn a variable rate of interest on any cash in your account, please see our interest rates page for the current rate. Any cash held will be subject to our account charge
Have investments you’d like to transfer to our trading account? Find out how to transfer to us .
Open a trading account
We have over 1,250 funds, so to help you get started we've got 3 ways to narrow down your options. Whether you're new to investing or a more experienced investor we could have a starting point for you.
Our fund range is a comprehensive choice of over 1,250 funds from across the market covering all the major asset types such as shares, bonds and property from well-known fund groups.
I want to search for a particular fund
We have a selection of ready-made funds with different management styles designed to match a range of risk profiles, so you can choose the one that best meets your attitude to risk and investment goals.
They're carefully managed by our investment experts*, to ensure the risk level of each fund doesn't change over time.
There are thousands of funds to choose from, that's why our investment experts* have come up with their top 100 funds to help you get started. These funds have been chosen following an in-depth selection process and, in our experts' opinion, should be considered as part of an investment portfolio.
Our investment experts* have created 3 example portfolios, each made up from their top 100 funds. The top 100 funds have been chosen following an in-depth selection process and, in our experts' opinion, should be considered as part of an investment portfolio. You can use these examples as a starting point to mix and match with other funds to build a portfolio that's right for you.
*Our investment experts, Architas are part of the AXA Group. They are made up of two companies:
1. Architas Multi-Manager Limited, which is authorised and regulated by the Financial Conduct Authority. They are responsible for creating and managing the All-in-One funds.
2. Architas Advisory Services Limited, which is not authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority. They select the Quick Start and Favourite funds.
AXA Self Investor does not give advice based on personal circumstances. Using our service means you are responsible for deciding which investments are suitable for you. Personal advice is only available from a financial adviser, if you don’t have one, you can find one at unbiased.co.uk.
AXA Self Investor, PO Box 6890, Basingstoke RG24 4SL. Telephone number: 0800 1522 522. As part of our commitment to quality service and security, telephone calls may be recorded.
AXA Portfolio Services Limited trades as AXA Self Investor and is part of the AXA Group. AXA Portfolio Services Limited is authorised and regulated by the Financial Conduct Authority.
It is a company limited by shares, registered in England No. 1128611. Financial Services Register No. 144849. Registered office: 5 Old Broad Street, London, EC2N 1AD.
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