smart+ stocks & shares ISA - tax-efficient investing
The smart+ stocks & shares ISA makes investing easier.
You can invest a regular amount – from £50 per month – or an initial lump sum of £500 or more. You must not subscribe more than £11,520 in total to your stocks and shares ISA (or £5,760 if you have also fully subscribed to a cash ISA) during the 2013/14 tax year.
There are discounts on fund management charges, no set-up charges and you can switch your investments between funds as often as you like, for free. Plus in 2013 we’ve waived the smart+ service charge for life for all new investors! That’s a saving of £48 a year!*
The smart+ stocks & shares ISA is designed for customers who are confident at making their own investment decisions, as the smart+ service is a non-advised service. Please ensure you read all the documents within the Important information section about the smart+ stocks & shares ISA.
You should remember that the value of a stocks and shares ISA can fall as well as rise and is not guaranteed, which means that you could get back less than you invest. Furthermore, ISAs are intended to be a medium (at least five years) to long term (over 10 years) investment.
To find out more about how they work, investment limits and fund choices, read our handy guide.
Stocks and shares ISAs explained
The smart+ service from AXA Self Investor is a non-advised service for customers who are confident at making their own investment decisions. If you feel you need advice, we recommend that you speak to a financial adviser.
Discounts on fund manager charges, no initial charges and no hidden charges.
Choose from our risk rated funds or build your own portfolio from our expertly selected range of around 170 funds.
Monitor how your investments are doing and compare them with our other funds.
Start investing from just £50 a month, or with a lump sum of £500.
Hidden charges? We don’t have any. Our stocks & shares ISA has clear and transparent charges that let you know exactly what you'll pay. Plus in 2013 we’ve waived the smart+ service charge for life for all new investors! That’s a saving of £48 a year!*
smart+ charges will reduce the potential growth and value of the investments you hold.
More on charges for the smart+ stocks & shares ISA
There are literally thousands of funds out there. The choice can be overwhelming, even for the most experienced investor. Our fund experts aim to simplify the selection process. Remember the value of investments can go down as well as up. Your investment isn’t guaranteed, so you may get back less than your original investment.
Choose from six multi-asset funds. Known as passive or tracker funds, they aim to mirror the performance of a stock market index.
Choose from around 170 funds selected by our investment experts. They cover all the main investment classes – such as equities, property and bonds – and let you create your own unique portfolio.
No need to wait for an annual statement. Using the portfolio view you can see a list of all your funds and see how they are doing.
When you join the smart+ service you can monitor a shortlist of funds before you invest.
You can invest a regular amount – from £50 per month – or an initial lump sum of £500 or more. You must not subscribe more than £11,520 in total to your stocks and shares ISA (or £5,760 if you have also subscribed to a cash ISA) during the 2013/14 tax year.
Once you register with the smart+ service you can transfer your ISA, you may also be able to transfer your investments that you hold with other companies to AXA Self Investor. That way you can keep track of all your investments in one place – which could make them easier to manage.
If you do decide to transfer, your money may be out of the market whilst the ISA transfer takes place, so there may be a loss of income and growth
Find out about transferring your ISA to smart+
The value of investments can go down as well as up. Your investment isn’t guaranteed, so you may get back less than your original investment.
Once you’ve signed up for the smart+ service, taking out a smart+ stocks & shares ISA is fast and hassle free.
It’s easy to open a smart+ stocks & shares ISA
Just call our UK-based Customer Support Team. We’re open Monday to Friday 8am-6pm, and Saturday 9.30am to 1.00pm. Calls may be recorded.